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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Securities offered through M.S. Howells & Co., member FINRA/SIPC. Investment advice offered through American Wealth Management, a registered investment advisor and a separate entity from M.S. Howells & Co. M.S. Howells & Co. registered representatives may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. 2016 American Wealth Management. All rights reserved. This content cannot be copied without express written consent of American Wealth Management. Additional information about American Wealth Management and our advisors is available online at adviserinfo.sec.gov or brokercheck.finra.org. You can view our firm’s information on this website by searching for AWM or by our CRD number 122205.